Filing Bankruptcy to Stop Foreclosure
Filing Bankruptcy can save your Home from Foreclosure.
San Jose Bankruptcy Lawyer
Banks and lenders can foreclose on your home when you are behind in your mortgage payment. However, you can file bankruptcy to negotiate with your lender about payment or refinance. We have helped many homeowners stop foreclosure in the San Jose bay area. Stopping foreclosure can be very complicated and might result to losing your home in the process. It is very advisable that you consult with an experienced California bankruptcy lawyer or San Jose foreclosure attorney in this process. Missing the foreclosure deadline may mean that it will be too late to save your home. Our bay area bankruptcy lawyers and San Jose debt relief attorneys can help you.
What is Bank Foreclosure?
Foreclosure is when a lender takes legal possession for the purpose of selling the property to pay off your loan on the property. When you purchased your home, you probably did not pay cash for the whole purchase price. This means that you borrowed money from the banks to complete your purchase. In exchange for lending the money, the lender will hold a lien against the property. If the borrower does not make the required payments, then the loan goes into default. In California, the lender can foreclose on your house after allowing you the statutory required time to make full payment or make arrangement with them about payment.
Can I Lose My Home in Lender Foreclosure?
Yes, you can lose your in a bank or lender foreclosure if you don’t do anything. You agreed with the banks when you purchased your home that they can foreclose upon non payment of mortgage. If you are behind on making payments to any secured loan or collateral like your home mortgage and car payment, then you are at risk of losing your home or car. Bankruptcy can stop foreclosure on your house or repossession of your car and allow you an opportunity to catch up on missed payments. If you want to keep your possessions, then you must continue to pay for your possessions. When you lose your job, bankruptcy gives you the option to plan, consolidate or make modification arrangement with your lender.
Protecting your Home against foreclosure by Filing Chapter 7 Bankruptcy or Chapter 13 Bankruptcy
Foreclosure letter from your lender may be the first sign that you lose your home in foreclosure. Please do not ignore the foreclosure letters if you want to retain your home. There is very little time for you to either pay your mortgage bill or find another solution. We can help you find solutions but you have to move fast when there is still time. We have stopped many foreclosures in the San Jose California area and we can help you. Call us today for a free confidential consultation at 408-912-5983 or www.nwosulaw.com and beat the foreclosure deadline.
Looking for a free Foreclosure Bankruptcy Consultation with a California Lawyer
In your consultation with our Santa Clara County Attorney about filing bankruptcy, we will review your debt history, monthly expenses, monthly income and whether you have ever filed bankruptcy before. We will review the foreclosure process and provide you with bankruptcy information and options that may help protect your home from foreclosure. We are licensed in California and have helped numerous clients absolve themselves of debt and can do the same for you. To schedule a free consultation please call us today.
Information on Filing Foreclosure Bankruptcy
We will provide you with bankruptcy information regarding bankruptcy discharge, foreclosure bankruptcy, personal bankruptcy, Unpaid debts, credit card bankruptcy, bankruptcy credit counseling, bankruptcy exemptions, new bankruptcy laws, chapter 7 bankruptcy laws, chapter 13 bankruptcy laws, bankruptcy law in California, students loan bankruptcy, and small business bankruptcy.
Why Should You Choose The Law Office of Geoffrey Nwosu?
- Payment Plans Available
- Personal attention and fast service
- A review of all options that may be used to solve your current financial situation.
- We will review with you the alternatives to bankruptcy, such as loan modification & debt settlement.
- A clear and concise budget that will allow you to achieve the goals that you set.
- We can help stop your creditors from harassing you.
- Free Consultation
- Appointment Flexibility
We can help you file bankruptcy to stop the following: Stop Bill Collectors, Stop pay day loans, pending lawsuits and existing lawsuits, stop repossessions, stop tax garnishment and levies, end bad credit, stop home bank foreclosures, stop annoying and harassing phone calls from collection agencies, delay and wipe off judgments, establish hardship to reduce and eliminate students loans, provide help with past taxes and help to rebuild credit after bankruptcy. Please contact the San Jose Bankruptcy Debt Relief Law Office of Geoffrey Nwosu located in Silicon Valley, Bay Area at 408-912-5983 or www.nwosulaw.com for a free confidential consultation.
The bankruptcy Law Office of Geoffrey Nwosu is located in San Jose Campbell Bay Area Northern California. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.